Good evening everyone. This evening, I'm going continue last week's lecture by talking more about how people spend their money. 1First of all, I'm going to compare how people of different age groups spend their cash. You probably know that there's a lot of difference between what young people do with their money, how families spend their money and what more mature people do. 2Secondly, I want us to think about what we imagine men and women spend their money on. And then, I'm going to look at male and female spending patterns and see whether we were right.
OK. 3To start with, let's divide the population into three sections: let's say, ahhh, young people up to the age of 30 in the first group. Then ummm let's put families in the 30 to 55 year old group.4So that puts adults over 55 in the mature group. Does that make sense?
Right, well, I found that the first group, that's young people up to the age of 30, mostly spend their money on clothes, music and entertainment. That's not really very surprising, is it? Although I must admit I thought they might spend a lot on cars and travelling around. 5So ,the next group is what I've called families, people in the age group from 30 to 55. Naturally, as I expected, this group spends most of its money on food, toys and trips out. 6But I was surprised to find that people aged between 30 and 55 spend most of their money on furniture and kitchen equipment. I suppose it's logical, if you think about it. People are usually improving their homes at that age and household equipment is very expensive.7 But they also spend a lot of money on electronic equipment, like video games for the children. Now turning to the third group, that's people over 55 % I thought they'd spend their money on gardening tools and electronic equipment. But I was wrong again. People in the over 55s group spend most money on new cars and days out.
So, what did we think about how men and women spend their money? OK , Well, we thought that young women would spend a lot on clothes and shoes, and that young men would buy more electronic equipment and cars. Well, when we look at the figures we can see that we were right about the men. 8Young men spend twice as much as women on cars and computers.9 But and this is interesting we were wrong about the women. I was surprised to find that young women spend much more on beauty treatments than they do on clothes and shoes. So we'll have to think about that again. And there's another interesting fact about young women. It looks as though young women are much more concerned about their diet than men. 10We found that although young women don't spend as much as men on eating out, they do spend a lot more on organic foods than young men.
mature /məˈtʃʊr/ (adj): trưởng thành (He's very mature for his age.)
pattern /ˈpætərn/ (n): mẫu hình/ mô hình
be concerned about /kənˈsɜːrnd/ (adj): bận tâm/ lo lắng việc gì
eat out : đi ra ngoài ăn (không nấu cơm ở nhà)
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What do men spend twice as much as women on? 8 (cars and computers)
What do women spend most on? 9 (beauty treatments)
Which group spends most on eating in restaurants? 10 (young men)
+ Spending money
Point 1
- three age groups:
Point 2
- male and female 2 (spending patterns)
Three age groups are: